29 October 2008


Money: A Blibical Point of View


The problem with money is that it makes you do things you don't want to do.
WALL STREET, THE MOVIE

A faithful man will be richly blessed ...
PROVERBS 28:20


... Whether rich or poor, everyone needs money. The more money we have the more we need. Solomon said, "As goods increase, so do those who consume them" (Ecclesiastes 5:11). More money only brings more responsibilities.The poor sometimes have an advantage over the rich -- they still cling to the illusion that money will make them happy. Why do well-meaning Christians have such a wide diversity of opinions about how to handle their money?

Three Perspectives of Prosperity

The Bible is chock-full of teachings about money and possessions. Most of us, however, only have a partial grasp, or perspective, of God's money principles.

[There is] a range of theological perspectives which are commonplace today.They are represented on a continuum, because an endless number of perspectives can be discovered if you talk to enough people. Everyone, it seems, has their own unique opinion -- many of which can be backed up by specific verses from the Bible.

The three prevailing perspectives are poverty theology, stewardship theology and prosperity theology. This latter one is sometimes championed as the prosperity gospel.

Difficulties arise because a case can be built for each of these three perspectives. The problem, however, is that God intended only one theology -- not a menu of options to choose from, depending on individual tastes and preferences. How do different perspectives arise?

Most of us decide what we want to do, and then look for evidence to support the decision we have already made. That isn't very objective! We can call it "cherrypicking" the Bible -- looking for verses we like and ignoring verses we would rather not be there.

We also kid, trick, and fool ourselves when we "wink" at Scripture. In other words, we see and we understand, but our powerful self-will persuades us to simply ignore the truth.

To arrive at God's perspective, a man must be willing to look at the whole counsel of God -- the whole Bible -- and be willing to set aside his preconceived ideas ...

Poverty Theology

The disciple of poverty theology is disgusted with worldliness, best symbolized by man's obsession with money. He believes possessions are a curse and has rejected materialism in any and every form. A strong bias toward helping the poor exists, but he has few, if any, resources to actually help with a solution. A few guilty Christians with wealth may also fall into this category, especially if they inherited their money ...

Prosperity Theology

The disciple of prosperity theology believes you have not because you ask not. They often have learned about tithing and have experienced the material blessings available by following the tithing principle. Because of their success with tithing, a preoccupation with money develops.

The prosperity disciple soon begins to explain the lacking of others not experiencing God's financial blessings as a lack of faith. The other dimensions of a relationship with God become, somehow, less significant. Someone who is not doing well financially is looked upon as not "reaching out and claiming their blessings." No room is allowed for God to call some people to be poor. Many disciples of prosperity theology live consumptive lifestyles.

Stewardship Theology

Stewards believe God owns and controls everything. Possessions are a privilege and not a right; the steward gives up his rights. He reads Scripturre to say possessions are a trust given in varying proportions, depending upon the innate, God-given abilities he has and his faithfulness and obedience to follow biblical principles. The steward believes prosperity results from faithfully administering his talents, as given by God in His sole discretion.

His preoccupation is not with accumulating wealth or renouncing it, but with being wise in the conduct of his affairs. His goal is to be like the man described in Psalm 112: "Good will come to him who is generous and lends freely, who conducts his affairs with justice ... He has scattered abroad his gifts to the poor ..." (Psalm 112:5,9).

Which one is the right choice? From the three descriptions we have just fashioned, you can see why confusion is possible. Depending on your upbringing, the influences upon your life, and how you want to interpret the Bible, any of these three perspectives could seem unquestionably logical to you. But does that mean all three are correct? No, God has only one perspective, and it is the perspective of a steward. Closer examination reveals the perspectives of poverty and prosperity theology are rife with flaws.

Leaks in the Dike

The prosperity gospel doesn't hold water because it claims you can give to get. The theory is that you can create a binding transaction on God in which He is obligated to bless you. This view disregards your motives, whether or not you are living in sin, and God's plan for your life.

... Poverty theology is equally full of holes. The person who thinks you must be poor to be humble is mistaken. He doesn't understand God's mandate to be industrious and to make full use of his abilities, in whatever proportion they have been given. Since he has never had money, or didn't have to earn it, he is categorically suspicious of anyone who has attained financial success. He believes true Christians should sell their possessions and give the proceeds to the poor ...

The Best of All Three

Stewardship theology weaves the virtues of prosperity and poverty theology together with the balance of God's Word about money and possessions. In other words, much of poverty and prosperity theology is sound; it is in the making of a total point of view where error comes into play. Stewardship theology would be impotent if it did not include the beautiful promise of God's blessings and the admonitions to care for the poor.

We could list hundreds of Scripture to illustrate stewardship theology but, in the end, all we would possess is a long list of rules and regulations. Being a steward is more of an attitude, a way of looking at life as a caretaker. It is an approach to our faith -- it's looking out not only for our own interests but also for the interests of others.

The shortcomings of poverty and prosperity theology are that they do not go far enough. When you host a dinner party, the preparations and cleanup are as important as enjoying your friends and the meal. You must include both work and reward.

Poverty theology exaggerates the role of sacrificial work, while prosperity gospel overemphasizes the pursuit of financial rewards. The steward leads a balanced life, enjoying God's abundance while always serving others in love ...

... Have you been trying to serve both God and money? Have you been cherrypicking or winking at what the Bible says about money? Ask God to forgive you for living by your own ideas, and ask Him to lead you to a proper prespective of money. Ask Him to increase your biblical IQ on money. When you become a faithful steward, God will guide you into an abundant life, and that's the gospel truth.


"Do not merely listen to the word, and so deceive yourselves. Do what it says. Anyone who listens to the word but does not do what it says is like a man who looks at his face in a mirror and, after looking at himself, goes away and immediately forgets what he looks like" (James 1:22-24).


Excerpted from: "The Man in the Mirror: Solving the 24 Problems Men Face" by Patrick Morley, Zondervan Publishing House www.answers4men.com

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